Question:  Hi, I’m Ms. Lim, a 55-year old HR Manager based in Penang. Presently, I live in a terrace house with my 80-year old mother. Together, we care for Katie and

On the surface, it seems that the job of an estate planner is to write wills and to set up trusts for clients. Many see this profession as a ‘sales

In my previous write-up, I’d listed down 3 differences between holding our cash in FD accounts and in a living trust. Once again, I believe it is worth taking notes

Hi,  As I write, it is common for elderlies to place large portions of savings into Fixed Deposit accounts (FDs). This is because FDs are capital guaranteed, give interest and are

Question:  Hi, my name is Anne. I’m 60 years old and I’m living with Mike, my husband in a terrace house in Puchong. Both of us are retirees. We have two

Hi,  The answer is nope.  Debt is not cancelled out upon one’s death.  Here, let me share with you my recent encounter with a client. He is 25 and has just begun his

Question:  Hi, I’m Adrian, a 40-year old IT manager and property investor based in Petaling Jaya. I’m currently married to Abby and we’re blessed with Angie, our 1-year old daughter. Presently,