Lately, I have met up with Grandpa Wong.  Grandpa Wong is a 65-year old retiree living in Subang Jaya. As we had our latte at a local coffeehouse, Grandpa Wong conversed

Let’s take Linnet as an example.  Linnet is single and she is 58 years old. She is an ex financial controller working for a manufacturing company in Shah Alam. Presently, Linnet