Hi, I’m Jocelline, a full-time professional estate planner.  For years, I have been asked questions relating to Trust. Understandably, having a trust or multiples of it is still a fairly foreign

Question:  Hi, I’m Mr. Lai, a 62-year old retiree living in Ipoh. I’m residing in a terrace house which is fully paid with Ling, my wife. We have two daughters, Laila